Archive for January, 2009
I have about $9,000 to spend on a used car, and my parents say we can talk the car sales man down a few thousand dollars if we have too.
So what are some good cars around $10,000 that i can probably afford?
They have the best things, any car can look so shiny with whatever they use, when it wears off of the car, after someone buys it, they need more!! , so what kind of wax looks good? Brands?
Interior also? Like dash board areas? Windex is good for the windows?
Bank car loans are regulated. This is the most important fact that you will ever take from this article. This is to say that the interest rate charged for the vehicle loan can only be so much annually and no more. This is not to say that banks will give you 100% on the value of the loan on a new or used car. Banks maintain extremely fair and precise actuarial tables and books listing the fair value of both brand new and used vehicles. They obtain the best market value and provide you financing for approximately 66% of the automobile’s cost to you, the buyer in the best cases. Their loan operations are excellent because they have the best information in the automobile industry. They have the certified blue books, which show the appraised value of every model of car made in the world. They also keep a close association with all the automobile dealers in town, throughout the state and sometimes out-of-state whenever Interstate commerce laws allow it.
Therefore your local bank has the best information on all the best bargains in used and new cars. It is certain that you won’t have to worry about getting a good deal if you have a good credit report. This insures your rating in the eyes of your bank bringing such benefits as lower interest rates and longer loans. Now this is the bright side of the coin, what I have to tell you next is the dark side of the car loan fable.
Throughout the city and state there are numerous used car sales lots. Many streets here in town are elbow to elbow with used car lots. They look attractive and their price tags seem just right. The prospective buyer should exercise extreme caution before financing a used car from any unknown automobile car lot. First, there are many used car dealers who charge outrageous interest rates on the cars they sell. They can do this because in our state, the state legislature has voted that used car dealers bear an extreme risk when financing any car from their inventory to a person with questionable credit. This is the “usury allowance” laws which have allowed bad car deals and legalized loan shark businesses to thrive throughout America. Our state isn’t the only one, where greed and avarice dwell you find similar programs. You see a car that really is the one for you.
Maybe your credit isn’t in such good shape so the bank can’t help as much as you wanted. The “Triple Nasty Car Dealership” offers you financing, free tags and sales tax on the car of your dreams. Only it becomes a nightmare quickly when you decide on a car you really can’t afford. The interest rates on your car payment far exceed what your license tag or sales tax. In fact you can be making payments of over a thousand dollars a month for a five year old vehicle. A young friend of mine, desperate for an automobile, bought a used car that she had to pay a weekly car loan payment. Her credit risk according to the car dealership, warranted a loan rate of 258%. The closing statement is this, make your car loan from a recognized bank and get a manageable rate. If you cannot finance from a bank, or a lending association carefully look into the repayment terms offered by the dealership. If they are exorbitant or too costly then don’t sign the loan papers, just walk away!
I have a 2001 Ford Taurus SES in great condition with 114k miles that I am trying to sell. I have tried the Houston Chronicle and have had no luck there. I have had a few responses via Craigslist but no one serious enough to make an appointment to see the car.
Out of places like autotrader, cars.com, vehix.com, etc., which site gets the most traffic and would be most likely to sell my car? Any other online sales suggestions would be appreciated.
Thanks!
the movie was about this deaf girl who came to live with a family. the family comes to love this girl and it upsets the daughter of this family. this daughter hates this girl. it turns out that the deaf girl has a secret. what is the name of this movie. i think it just came out on dvd but i dont believe it was in theatre. has anyone seen this movie is it good?
The credit crunch is biting all around and everyone from supermarkets to airlines to car dealers are feeling the pulling in of belts and the loss of sales.
New cars are no exception. Many new cars are used as fleet cars or company cars, from the Lexus to the BMW, and those same companies are decreasing on their unnecessary spending budget and making the cars they have last another year or so in order to see how finances pan out. This hits the car dealers pretty hard.
The sale of new cars such as Lexus and Mercedes and even your average Ford are down by just over twenty per cent on last year’s figures. Given that this is the time of year when new car sales are made up with the bulk of their annual sales thanks to the new registration plate, this is disappointing news and a little worrying. These are the worst sales figures in the motor industry in seventeen years.
Outlets orders to manufacturers have remained the same leading to a back log of vehicles stored at ports with no homes to go to as the expected space in the showrooms has not materialised. Of the drivers who can afford new cars, many are turning to the smaller, more economical version with lower tax expenses and more fuel efficiency. Of course, Lexus and BMW do eco-friendly versions but they still come with luxury car status and as such, they are accompanied by a luxury car price tag.
The blame for the lack of new car sales is being attributed to the current financial crisis and a lack of confidence in job security. This is making people reluctant to pay out for new cars unless they are absolutely necessary, but the good news is for those who can afford a new car. The chances of them getting a good deal right now when dealers are desperate for a sale are quite high.
More depressing news from the motoring world came in the form of car parts suppliers, LSUK, axing 600 workers after the business went into administration following a failed takeover. The company have 53 branches nationally and all workers have been issued with redundancy notices until a buy-out can be secured.
The motoring industry is looking to the government to ease the situation for new car dealers by capping the increases in vehicle excise duty along with other measures. The sale of new cars has been falling all year at a rate of 7.5 per cent over the last year but the chain of events in the world’s finances has seen that dip to the twenty per cent drop that we now see.
Much of these sales drops that are currently being witnessed are with the larger car manufacturers, with the exception of Audi and Jaguar who enjoyed a slight increase. However, the Vauxhall Corsa turned out to be the best selling car followed closely by Fiesta, Astra, Focus and Golf’s. So, it would seem that people really are opting for the smaller car.
Despite Jaguar and Ford not seeing so much of this downturn, they are still taking precautionary measures to cut back with the Ford Transit plant in Southampton being put on a four day week until further notice and Jaguar cutting back on the volumes they produce. This just goes to show that the economic problems are effecting industries other than banking and that we all need to keep a tighter grip on our money.
I have been a sales person & sales manager in the Manufactured Home business since I was 18. Now I am 24 and looking to get in the car sales business. I don’t know a lot about cars, but when I started in Manufactured Home I didn’t know anything either. I won lots of awards & trips in the Manu. Home business and I consider myself a pretty good sales person. I sold the homes, secured the financing for the home as well, and helped with any service issues with the home. I was wondering from someone that has been in the car business how hard is it? Is securing financing hard for the loan hard? What are commissions like? What is base salary like? What is the more popular dealer(Ford, Chevy, Dodge, etc) to work for? Is it extremely stressful?
Thanks for any help!
Thinking about looking into bulletproof cars sales and rentals? Let’s face the facts – sometimes bullet proof armored cars are just worth the extra safety and security they provide. There are plenty of reasons why travel in bulletproof automobiles is the only way to go for so many dignitaries, celebrities, executives, professional athletes, and other high-profile individuals. Perhaps the most important reason is the simple peace of mind that comes from having security truly second to none.
And when it comes to true and redundant security, it is vitally important to leave no safety measure overlooked. Even if the need for the enhanced security provided by a bulletproof car is not anticipated by any logistical means, the fact that there’s plenty of crazy individuals out there can really mean that anything is possible… anywhere, anytime. Thanks to the availability of security through bulletproof car sales and rentals, there’s just no need to take any chances these days.
When Considering Bulletproof Car Sales And Rentals, What Are The Key Areas For Security?
When it comes to bullet-proofing a car, the primary areas of focus generally include:
- Armored Doors
- Armored Glass
- Secured Doorposts & A-Pillars
- Run Flat Tires
- Bulletproof Body Plating
Naturally, there are several grades, or levels, of protection too – some protection levels are just for basic, simple, everyday safety, while more extensive bulletproofing is tested to protect against even the most significant high powered weaponry using armor piercing ammunition.
But beyond just those physical aspects of bulletproofing security, it is every bit as important to have a vehicle that can perform powerfully and reliably in an emergency dangerous situation. Questions to keep in mind before the worst case scenario has any chance of happening include:
- Does the bulletproof car have sufficiently enhanced engine power to move all of the extra weight that armored shielding causes?
- Is the vehicle’s suspension beefy enough to provide all of the stability necessary for both everyday transportation and the high-performance required in the worst case scenario?
- Will the person driving the vehicle be completely experienced with avoiding dangerous situations and have expert emergency handling skills?
In summary, being bulletproof is absolutely essential for security second to none, but so is being able to get away from a dangerous situation in a hurry. Nearly any car can be made bulletproof – however, the safe armored vehicle is the one that balances the shielding ability with performance and properly reinforced mechanical systems.
Again, if you are serious about the substantial extra security and safety only bulletproof cars are able to provide – security second to none – then bulletproof car rentals and sales are the only ways to go when traveling.
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i saw this movie some time around. It’s relatively new and involves a Chinese King and his son who has an Englishwoman at his court, along with her son. Both the sons are kids and friends. Pleease can anyone tell me the name of the movie in about six hours because that’s when I plan to go to the DVD shop. OH yeah, the title is something like — “— and the Prince”
thanks