Posts Tagged ‘United States’
Erik G asked:
Many R-rated movies are released on DVD, and some of them are available in unrated versions that come with the extra *** and violence and outsell the original theatrical versions. Isn’t it time that we should go to the other way- releasing edited versions of R-rated movies (PG-13 or even PG)?
Many R-rated movies are released on DVD, and some of them are available in unrated versions that come with the extra *** and violence and outsell the original theatrical versions. Isn’t it time that we should go to the other way- releasing edited versions of R-rated movies (PG-13 or even PG)?
Consider these following examples. Hollywood studios could release PG-13 or PG versions of R-rated titles. They are already shown as in-flight airline versions, Middle Eastern versions with the *** scenes edited out, and European versions with the violence toned down. This is why that edited airline/Middle Eastern/European versions of R-rated film titles should be sold in the United States. These will please American audiences with sensitivities and moral and/or religious convictions.
That’s why I’m asking you the following questions: What do you think? Should edited versions of R-rated movies be released on DVD?
Gregg Hall asked:
With the rise in bankruptcies, repossessions, and general bad credit in the United States it has given birth to a whole new segment of the car business that is designed specifically to prey upon these types of people. That’s right I said prey upon. If you see slogans like “Credit Doctor” or “We Finance Anyone” run away! Well, at least be careful. Dealerships have learned over time that people who know they have credit problems will not argue or haggle as much as someone who does not have credit problems.
This is why every major automotive dealership now has a bad credit department. They have developed special sales techniques and they have fulltime “credit doctors” to work with people who have or even think they have bad credit. They advertise in the newspaper and on the radio that the credit doctor will help you fix your credit. You’ve heard the ads, “Good Credit, Bad Credit, No Credit, if you have a job and $99 down we can get you financed!”
The industry has now evolved to the point where they actually have establishments that exist solely to cater to the bad credit customer. They promote themselves as if they are doing the public some big favor but unfortunately this is far from the case. These dealers exist to make as much as they can off of people who are already in financial trouble.
The way these new dealerships operate is that they have sub par vehicles that a conventional dealership will not sell and they have in house financing as well as aggressive venture capitalist financing that enables them to command huge profits and charge outrageous interest rates.
Whether or not it is a dealership with a “credit doctor” department or a stand alone full time bad credit dealership they work in the same way. They seek to get the maximum amount of profit that they possible can from you by maxing out the profit in the car, getting you to borrow from a credit card, whatever it takes to increase the profit and then on top of that they will charge whatever your state maximum credit rate is which could be 28% or more. By the time it is all said and done you may pay $15,000 for a $5,000 car!
This is the absolute worst that the automotive industry has to offer, but until legislators step in and do something about it the secondary finance business will remain in place.
With the rise in bankruptcies, repossessions, and general bad credit in the United States it has given birth to a whole new segment of the car business that is designed specifically to prey upon these types of people. That’s right I said prey upon. If you see slogans like “Credit Doctor” or “We Finance Anyone” run away! Well, at least be careful. Dealerships have learned over time that people who know they have credit problems will not argue or haggle as much as someone who does not have credit problems.
This is why every major automotive dealership now has a bad credit department. They have developed special sales techniques and they have fulltime “credit doctors” to work with people who have or even think they have bad credit. They advertise in the newspaper and on the radio that the credit doctor will help you fix your credit. You’ve heard the ads, “Good Credit, Bad Credit, No Credit, if you have a job and $99 down we can get you financed!”
The industry has now evolved to the point where they actually have establishments that exist solely to cater to the bad credit customer. They promote themselves as if they are doing the public some big favor but unfortunately this is far from the case. These dealers exist to make as much as they can off of people who are already in financial trouble.
The way these new dealerships operate is that they have sub par vehicles that a conventional dealership will not sell and they have in house financing as well as aggressive venture capitalist financing that enables them to command huge profits and charge outrageous interest rates.
Whether or not it is a dealership with a “credit doctor” department or a stand alone full time bad credit dealership they work in the same way. They seek to get the maximum amount of profit that they possible can from you by maxing out the profit in the car, getting you to borrow from a credit card, whatever it takes to increase the profit and then on top of that they will charge whatever your state maximum credit rate is which could be 28% or more. By the time it is all said and done you may pay $15,000 for a $5,000 car!
This is the absolute worst that the automotive industry has to offer, but until legislators step in and do something about it the secondary finance business will remain in place.